Terms of service

Last updated: July 15, 2026

These Terms of Service govern your use of notastoryaboutmoney.com and your purchase of digital products from Taking Back Your Time. By accessing this website or completing a purchase, you agree to these Terms.

1. Store Operator

This website and store are operated by the company identified in the Contact Information section of this website. References to “we,” “us,” and “our” mean the store operator.

2. Digital Product

The product sold through this store is a digital eBook provided in PDF and EPUB formats. No physical book or other physical product will be shipped unless a product page expressly states otherwise.

After a successful purchase, access to the files is normally delivered electronically through the checkout page, customer account, or email address provided during checkout.

You are responsible for entering a correct email address and maintaining access to it.

3. Personal-Use License

Your purchase grants you a limited, non-exclusive, non-transferable license to download and use the eBook for your personal, non-commercial use.

You may save the files on your personal devices and create a reasonable backup copy.

You may not:

• Resell, sublicense, rent, or redistribute the files.
• Upload the files to public websites, shared drives, forums, or file-sharing services.
• Share the files with groups or other individuals who have not purchased or otherwise received authorized access.
• Reproduce substantial portions of the book for commercial purposes.
• Remove copyright notices or claim the content as your own.
• Use the book or substantial portions of it to train, develop, or distribute a commercial artificial intelligence system without written permission.

All rights not expressly granted remain reserved.

4. Educational and Informational Purpose

The book describes personal experiences, opinions, and lessons learned by the author. It is provided for educational and informational purposes only.

Nothing in the book or on this website constitutes individualized financial, investment, trading, legal, accounting, tax, medical, or professional advice.

Financial markets, investments, trading systems, algorithms, stocks, exchange-traded funds, precious metals, and Bitcoin involve risk. Past performance does not guarantee future results. You remain solely responsible for your decisions and should consult appropriately qualified professionals when necessary.

5. No Promise of Results

We do not promise that reading or applying ideas from the book will produce financial freedom, investment returns, business success, additional income, or any specific result.

The author’s experiences are personal and may not reflect the experience of another reader. Statements about progress, systems, savings, investments, or financial goals should not be interpreted as guarantees.

6. Orders and Payments

Prices are displayed in the currency shown during checkout. Applicable taxes may be calculated and collected during checkout.

We may refuse or cancel an order when reasonably necessary, including in cases of suspected fraud, unauthorized payment, pricing error, technical malfunction, or violation of these Terms.

If we cancel a paid order, the amount collected for that order will be refunded when appropriate.

7. Refunds

Refunds and replacements are governed by the Refund Policy published on this website. Because the product is delivered digitally, purchases are generally final once access has been provided, except as stated in the Refund Policy or required by applicable law.

8. Reviews and Reader Submissions

If you submit a review, comment, or testimonial, you confirm that it reflects your genuine experience and does not contain unlawful, misleading, defamatory, abusive, or infringing material.

You grant us permission to display, reproduce, edit for length or minor grammar, and use the submitted review in connection with the book and its marketing. We will not intentionally change the meaning of your review.

Submitting a review does not guarantee publication. We may remove or decline content that violates these Terms. Reviews must not be conditioned on receiving compensation or another benefit unless that relationship is clearly disclosed.

9. Website Use

You agree not to:

• Use the website for unlawful or fraudulent purposes.
• Attempt to bypass checkout, download restrictions, customer authentication, or security measures.
• Introduce malware, automated attacks, or harmful code.
• Interfere with the operation of the website or another customer’s access.
• Collect information about other users without authorization.
• Misrepresent your identity or payment authorization.

10. Third-Party Services

The store may rely on Shopify and other third-party providers for hosting, checkout, payments, email delivery, file delivery, analytics, or related functions.

We are not responsible for temporary interruptions or failures caused by third-party services outside our reasonable control, but we will make reasonable efforts to help customers regain access to purchased files.

11. Intellectual Property

The book, website copy, graphics, branding, and other original materials are protected by applicable intellectual property laws. The purchase of an eBook does not transfer ownership of the copyright or other intellectual property rights.

“This Is Not a Story About Money” and related branding may not be used in a way that falsely suggests endorsement, partnership, or authorization.

12. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the website and digital products are provided “as is” and “as available.” We do not guarantee uninterrupted website operation, compatibility with every device or application, or freedom from every technical error.

Nothing in these Terms excludes warranties or consumer rights that cannot legally be excluded.

13. Limitation of Liability

To the fullest extent permitted by applicable law, we will not be liable for indirect, incidental, special, consequential, or punitive damages arising from the use of the website, the eBook, or decisions made based on its content.

Where liability cannot be excluded, our total liability relating to a purchase will not exceed the amount paid for the product giving rise to the claim, except where applicable law requires otherwise.

14. Changes to These Terms

We may update these Terms when our products, services, or legal obligations change. The current version will be posted on this website with its revision date.

The Terms in effect at the time of purchase will govern that purchase unless a change is required by law.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in effect.

16. Governing Law

These Terms are governed by the laws applicable in the State of Illinois and the United States, without limiting any mandatory consumer protections that apply based on a customer’s location.

17. Contact

Questions about these Terms or a digital purchase may be submitted using the Contact Information provided on this website. When contacting us about an order, please include your order number and the email address used during checkout.